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Homes for Sale in Oxford AL

Oxford AL Homes for Sale

It doesn’t matter if it’s your first time or your 7th time to make an offer for a home; the scary feeling and pressure of deciding just how much a house is worth, will always be there to torment you. However, it is also an exciting endeavor, because when your offer stands and a deal is made, the place you dream of owning will be yours to call your home. Not only was your emotional cravings to own a specific place, satisfied, but your finances is also taken care of, considering that you got the place for the offer you made, which is probably within your budget.

In order to engage in this kind of endeavor, you have to carefully scrutinize every nook and cranny of the house you wish to buy, and this includes the location, neighbors, the condition of the house, and many other things.

Neighborhood

There are some people who prioritize the neighborhood above all other factors, when choosing a home. This is greatly understandable, considering how one’s environment can greatly affect the lives of people.

It would be a dream-come-true if you find the home you desire in a neighborhood that fits your needs, too, like how some people found homes in Oxford AL as the perfect combination of location and quality homes.

However, it is not always the case. There are numerous instances when the home you want is to pricey in the neighborhood you desire, or perhaps what fits your budget in the neighborhood you like, might not be the kind of home you were hoping to own.

As you check on your list of the things you wish your home to have – 3 bedrooms, marble kitchen counters, garden lawn, and many more – you have to arrange this list in order of priority, as well. This way, it will be easier for you to compromise, when the time comes to make the decision.

Is it important to make sure it has 3 bedrooms, or can you still live comfortably with 2 bedrooms only? Is the garden necessary, or is it okay to leave that one out?

Knowing what you can and cannot live without, will help you when it comes to making decisions that need compromise.

When to Compromise

If you find yourself choosing location over a home, and the homes for sale are too pricey, you can compromise by:

  • Checking a trusted financial planner and ask them about your options for a loan. This way, you can gain a bigger budget for your home. Of course, be sure to discuss finances properly, as it is never a good idea to overspend and suffer for the coming years because of too big loan payments. Be very critical and vigilant in properly computing how much monthly mortgage you can afford.
  • Look for a different home type in the area. This means you should consider apartments, smaller family homes in Anniston area, condominiums and town homes.
  • Consider homes that are not yet fully furnished or ready to move-in homes. There is great savings in homes for sale that still need a few fixing and filling in of appliances. Of course, you still have to be careful, and have the home inspected properly by professionals, so that the real value of the house can be properly set. The professional inspector could also help you determine how much more you have to spend for the repairs and the set-up of some appliances.

Now, if you prioritize the home over a location, you will have to compromise other things. Choosing your dream house could mean that you need to take long commutes or stay at busy subdivisions, or forego convenience shops.

Whatever the choice you make regarding these first two factors, one thing is certain – reaching a decision is always easier when you have a realtor to help you.

Hiring a Realtor

People think that choosing a home is easy, that if it has roof and walls and it fit your budget, then that’s perfect. How difficult could it be, when everything is all the same?

What people do not understand is that there is no “same” house. Even when houses are identical, like those in subdivisions, they can never be exactly alike. There is difference in lot location, and even that single difference can have plenty of effects on the house. There will be different contract terms, inspection needs, repair needs, costs, among other things.

With all these things to take into consideration, facing them alone will surely bury you in paper work and requirements, and when things go haywire, you might end up making the wrong decisions and land a house you really do not want.

Hence, it is always best to hire a realtor to help you in making the right decision. Working with professionals makes sense when it comes to buying houses, because big money is involved. Of course, when choosing a realtor, make sure that you hire someone who is familiar in the local area you are targeting to buy a house in.

Other Things to Consider In Choosing a Realtor

There is no harm in interviewing a few realtors before choosing one that you think will be able to get you that dream house you are searching for. In fact, interviewing them is highly recommended. This gives you the chance to check their credentials, training, years in the business or experiences, and which company or real estate agency they work for or represent. Having these things with you will make choosing the right editor an easier job.

You also have to do the interviews because there are usually a lot of realtors in an area. The heated competition among these real estate brokers gives you the chance to have plenty of choices.

If you do not yet know how to contact realtors, you can visit local community listings, open houses, websites and advertisements. You can also talk to the people already living in the area and ask them if they know of great real estate agent in Anniston or other areas, maybe the one that got them their current home.

Financial planners are also a great place to ask for realtor recommendations since they almost work and in hand with these people.

And for things to be easier, here is our personal recommendation for you:

The Joey Crews Team – Keller Williams Realty Group
1805 Hillyer Robinson Pkwy
Suite A
Anniston, AL 36207
(256) 310-2294

.Realtor Agents – What are They?

When you have selected one, immediately establish a business relationship. They are tasks to explain to you your available options and tell you how the flow of transactions will proceed. They have to provide complete disclosures of every transaction you make with them, as required by the state.

They also have to provide you with all pertinent information such as market conditions, negotiating issues and financing options that are all applicable in your case.

You have to remember that this information has the tendency to change without notice, since the economy and the market is fickle-minded. Hence, every change that happens during the duration of your transactions together will have to be relayed to you. There is no one way to negotiate these things, so it is best to find a realtor who can easily adapt to your specific needs and financial capacity.

They have to be updated and alert, and they have to be well-organized people who know how to plan and decide with great caution. After all, in this kind of endeavor, jumping into the deal on an impulse can hurt very much, and a realtor has to be able to control that impulse of his or her client.

Are You Ready to Buy a Home?

Most people always dream of owning their own house one day. While some are blessed to have the financial capacity to own a house instantly, others have to work really hard to be able to get there, and there is nothing wrong with that.

That’s why, it is important to know for yourself if you are indeed ready to buy a home. This does not only mean you have to be financially prepared (though that is a big part of it). You also have to be able to identify your reason for moving. It is also important to identify if you are already responsible enough to live in a home that you have to care for on your own, if you are ready to be proactive towards your neighbors, and if you are ready to accept that you will be stuck in that same home for a long period of time. The last one is in consideration of the career you choose, whether it’s a job that allows you to stay in one location, or a job that requires you to always be on the go.

The more you understand what you truly want, the more you will begin to understand how near you are to “needing” a house of your own. Narrowing your priorities will make your home search an easier endeavor to take.

Apart from wanting a home of your own, you also have to consider other plans for the future. If in any case your other plans will be hindered by your decision to buy a new home, then maybe you have to rethink things through.

Whatever you finally decide upon, the important thing is that you land on things that make you happy. Here are all of the homes for sale in Oxford AL:

 

119 WILLOW COVE RD, OXFORD, AL 36203

$469,900

3 bds · 4 ba

42 ORCHARD ROW, OXFORD, AL 36203

$284,900

4 bds · 3 ba

230 ROME BEAUTY CIR, OXFORD, AL 36203

$319,900

4 bds · 3 ba

75 CIDER FOREST DR, OXFORD, AL 36203

$449,900

4 bds · 3 ba

1609 HAMRIC DR, OXFORD, AL 36203

$379,000

0 bds · 0 ba

70 RUSSETT PATH, OXFORD, AL 36203

$359,900

5 bds · 3 ba

326 MONGER ST, OXFORD, AL 36203

$350,000

0 bds · 0 ba

857 WATSON DR, OXFORD, AL 36203

$389,900

9 bds · 4 ba

5230 RED OAK DR, OXFORD, AL 36203

$389,900

5 bds · 5 ba

1022 SNOW ST, OXFORD, AL 36203

$579,000

0 bds · 0 ba

1291 PRIEBES MILL RD, OXFORD, AL 36203

$549,900

4 bds · 4 ba

1 TOWER RD, OXFORD, AL 36203

$499,900

0 bds · 0 ba

245 WYSTERIA CIR, OXFORD, AL 36203

$315,000

4 bds · 4 ba

20 HERITAGE WAY, OXFORD, AL 36203

$384,900

5 bds · 4 ba

175 SHERMAN DR, OXFORD, AL 36203

$595,000

0 bds · 0 ba

212 BRANDY HIGHLAND DR, OXFORD, AL 36203

$899,000

6 bds · 6 ba

230 WILLOW COVE RD, OXFORD, AL 36203

$499,900

4 bds · 5 ba

229 HAMRIC DR, OXFORD, AL 36203

$899,000

0 bds · 0 ba

00 LEON SMITH PKWY, OXFORD, AL 36203

$1,400,000

0 bds · 0 ba

10 WILLOW COVE RD, OXFORD, AL 36203

$629,500

4 bds · 4 ba